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Showing posts from May, 2019

Lease To Own Furniture

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Have you been in financial trouble and your credit report is damaged?  Getting a credit card, despite bad credit, could help you get back on track.  Here are some options available to you. Your  credit report  is a reflection of your borrower profile.  It contains information about your past and current loans, your repayment behavior, your debt ratio and bad checks, among others.  Data is provided by financial institutions and service providers (electricity, internet, cell phone, etc.) to credit reporting agencies, such as Equifax and TransUnion.  Based on this information, you are assigned a rating.  The higher it is, the better your creditworthiness: it tells lenders your ability to repay the loan or credit you are requesting. Credit reporting agencies use a scoring system between 300 and 900. Scoring above 750 is excellent.  It indicates that you pose a low risk to the lender.  A score of 500 and below will make access to credit more difficult.  In this case, the conditio